> ## Content Index
> Fetch the complete content index at: https://www.pnm.now/llms.txt
> Use this file to discover other available public pages before exploring further.

# Bilt Cutting World of Hyatt Transfer Ratio to 4:3 in 2027
- URL: https://www.pnm.now/bilt-world-of-hyatt-transfer-ratio-cut/
- Published: 2026-10-02T19:19:13.000Z
- Updated: 2026-10-02T19:19:13.000Z
- Description: Bilt is cutting its World of Hyatt transfer ratio from 1:1 to 4:3 on January 1, 2027, following Chase.
- Author: Andrew Kunesh
- Tags: credit-cards, verified

Bilt is lowering its World of Hyatt transfer ratio from 1:1 to 4:3, effective January 1, 2027\. That means 1,000 Bilt Points will become 750 Hyatt points, and a 60,000-point Hyatt stay will cost 80,000 Bilt points instead of 60,000.

Unlike Chase, Bilt isn't offering a way around the cut. The new ratio applies to every Bilt member, including holders of the $495-per-year Palladium Card. Chase's 4:3 ratio for Sapphire Preferred and Ink Business Preferred cardholders went live this week, while its Sapphire Reserve cards still transfer at 1:1.

Andrew's Take 

![Andrew Kunesh](https://www.pnm.now/assets/built/ak-headshot.png) 

This is a disappointing change. Bilt's 1:1 Hyatt ratio was a real selling point after Chase reduced its transfer ratio for Sapphire Preferred cardholders. If you have a Hyatt stay planned and Bilt Points to spend, transfer them before December 31.

Source: [Bilt](bilt.com)